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The Silver Story: Coins Can Teach Kids Value of Money

Silver coins

The piggy bank has been a staple for U.S. children as far back as the 1800s. The name “piggy bank” actually is derived from the Old English term “pygg,” the red-orange clay from which people would construct jars to hold their extra money before banks became commonplace. Today kids get excited when they receive a handful of change to feed their in-home, hog-shaped savings machine. What kids (and many adults) do not realize is that some of those circular pieces of metal may be worth more than the 25 or 10 cents you believe them to be. Next time the kids are ready to buy a few candy bars or the newest Avengers action figure, it behooves them to take a closer look at the currency being used.

Coinage Act of 1965

Silver had been one of the main ingredients in U.S. legal tender coins since President George Washington’s Coinage Act of 1792. The next 170-plus years would see the use of silver grow exponentially in industry, while production of the metal lagged behind. The Silver Purchase Act of 1934 (and the Gold Seizure of 1933), under President Franklin Roosevelt, also played a major role in the price of silver ultimately exceeding its fiat value by the time Lyndon Johnson became president. Johnson was forced to take action or risk inevitable shortages of U.S. coins. The Coinage Act of 1965 substantially reduced the amount of silver used in legal tender coins, specifically in dimes, quarters, and half-dollars.

Pre-1964 Dimes and Quarters

Any quarter or dime from 1963 or earlier is made of 90 percent silver and 10 percent copper. In Europe, these coins would actually be considered bullion and potentially sold as “pure” silver coins by dealers like US Money Reserve and even local coin sellers. Silver closed at $29.04 per ounce on March 8, while copper closed at $3.52 per pound. This means pre-1964 quarters, which weigh 6.25 grams total, are actually worth $5.25 as of publishing. Dimes of that era are worth $2.10.

If you’re lucky enough to find a pre-1964 Ben Franklin half-dollar, those are worth a whopping $10.47 today. The JFK half-dollars, from 1965-1970, were still composed of 40 percent silver (and 60 percent copper), thus worth $4.28. The only nickels worth more than their face values were minted from 1942 to 1945. Banks will sell you rolls of any coins you wish. One precious rare coin could be worth the value of a fine Swarvoski crystal. Like buying a pack of baseball cards, you never know what you might find inside.

Pre-1983 Pennies

Canada has already ceased production of pennies, while President Barack Obama has indicated he is in favor of doing the same. But don’t just blindly throw them all away. All pennies dated 1982 and earlier are composed of 95 percent copper. At current market prices, this would make said pennies worth 2 cents.

The lessons kids can learn about money just by looking at the dates embossed on their piggy-bank booty are literally and figuratively valuable for their early financial educations and portfolios.

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Hakitzu Teaches Javascript Through Fun, Strategic Game

Hakitzu

The biggest barrier to learning anything is being interested enough to keep learning. Text books, lectures, and even some iPad apps don’t usually do a great job at making learning fun. But Frank Meehan and his team at Kuato Studios have disrupted the dusty old learning tools of yesteryear with a slick new game called Hakitzu. Hakitzu immerses players in sound and eye-popping graphics featuring gorgeously detailed, customizable robots (codeWalkers). Think learning Javascript is hard or just for math and science geeks? Think again. Anyone can start learning Javascript with Hakitzu.

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Tools to Help Young Students Tell Stories

storytelling

Kids enjoy telling stories. What better way to actively engage children with the world than through their own stories. I recently came across this wonderful blog post on the Edudemic blog on interactive storytelling apps for kids. Most of the apps are for iPads, but some are web-based and most are completely free. The styles vary with some using graphics, sound, photos, and even drawing functions. Check them out and share your feedback.

6 Interactive Storytelling Apps For Younger Students

What Most Schools Don’t Teach

Computer Programming

When you ask a child what she wants to be when she grows up, she’ll probably mention something she’s been exposed to, something that ignited her spirit, or something she’s seen on TV, in her family, or  learned about in school. So, while kids want to grow up to be teachers, doctors, singers, and astronauts, they don’t often yearn to be computer programmers.

Why not? Perhaps because computer programming isn’t in their universe — not on TV, in school, or at home. The problem is that there’s a looming shortage of almost 1 million workers to fill future computer programming jobs, jobs that build the future,whether it be through code that controls a Mars mission or code that controls cells inside our bodies.

In an age of intense technological change, smart phones and future internet-connected devices move humanity forward (think Twitter and the Arab Spring or using your iPhone as a blood sugar monitor). Why do most schools still ban these devices in school? An an even better question, why are most U.S. schools still not teaching computer programming? With our U.S. education system firmly entrenched in the 19th century, it is up to parents to guide their children’s learning.

Through code.org, some pretty famous computer programmers speak out about the power of computer programming through this engaging video. Everyone should learn to code. Encouage schools to teach 21st century skills. Our future depends on it.

Want to Be A Journalist? Consider SEO Journalism

Photo credit: Picture Youth

SEO or search engine optimization is no longer enough to build a viable online business. It seems, once a professional SEO company figures out some type of linking strategy to gain high visibility with Google, they change the game. Google has evolved and so must all those online trying to use Google for traffic and profit.

As Google continues to change the rules, destroy businesses depending only on SEO for traffic and evolve into a more user-friendly search engine, online businesses must use the right methods to create traffic from both search engines and other sources. An SEO journalist is the best way to go because your business can continue to gain traffic from top search engines, while building a community of followers, fans and subscribers.

How to Become an SEO Journalist

Journalism is no longer just writing for a newspaper or magazine. It has evolved into a beast of an industry including both offline and online publications. Content is the king of the internet and the majority of searchers use the internet to find information. As a business, you can hire a journalist to help keep your site relevant and at the top of the search results, which is the goal of any major SEO campaign. As a young career-seeking individual, you can use your skills to become an SEO journalist.

Along with Google and the internet, the writing industry has change significantly over the past decade. Companies used to spend a penny a word or less to get poorly written content formed around a specific keyword phrase. This worked for a while and it was a very cheap way to build a website or blog Google loved. However, this strategy and many others, no longer work.

A company aiming their sights at a top Google spot for specific keywords needs high quality content and they need a regular stream of this content. Blogging has exploded and this is where you, as an SEO journalist, come in.

If you’ve been through the rigors of a college degree (any level) and you enjoy writing, becoming a journalist for online companies is a smooth transition. A successful online writer only needs a few specific skills including the ability to research and the ability to follow instructions. Pair these two skills with the ability to write quality content and you can easily make a very good living as a freelance writer.

Every business, whether large or small, needs a website and moving forward, most of these companies will also need a blog. Business owners and managers don’t have time to write content for their blog and website. They need journalists to help with this part of the process and SEO journalists are now in high demand.

The opportunity is out there and if you’re a new college graduate or struggling to find a career you enjoy, it might be time to consider using your skills to provide high quality content for companies in need of good writers. If you speak English fluently, can write at an eighth grade level or higher, follow directions and research, you can step into this high demand career field.

By Samantha Peters

Samantha Peters is an avid blogger and manager of theeducationupdate.com, where she passionately writes her love for education and tech innovation news in the world of education.

Why Leonardo da Vinci Wouldn’t be an Artist in Modern Times

Leonardo Da Vinci

When we think of Leonardo da Vinci, the “Mona Lisa” and the “Last Supper” come to mind — not a brilliant engineer hundreds of years before his time. What many do not realize is that da Vinci was a skilled engineer who inspired the Wright brothers and conceptualized the helicopter. Da Vinci came from very modest beginnings and rose up to become an unforgettable, iconic artist and inventor. He appreciated the beautiful along with the practical.

Considering the life of daVinci and the difference in the cultural values of his era and our era, it wouldn’t be hard to imagine him as a renowned engineer and not a world-famous artist.

Would he be an artist in modern times?

Da Vinci was by no means simply an artist. He was highly trained and had an extensive six-year apprenticeship with the artist Andrea del Verrocchio. Artists of his period were well versed in the construction and make-up of anatomy and advanced engineering. If he were ignorant of these things, he wouldn’t have invented what he is famous for. Although highly educated, he did not have access to todays technology. If he were able to explore college majors and had access to the resources of today’s universities, he might be remembered for another revolutionary idea.

Back to the future

With similar beginnings and the access to new technology, he may have pursued an engineering degree. Da Vinci conjured up the complex idea of a helicopter in a time when scientists still believed the world was flat. Imagine what genius ideas he could come up with using the resources and knowledge available in the 21st Century. He certainly would be artistic and appreciate beauty and the way the two concepts worked together.

Get in where you fit in

Although he is widely known as an artist, likely he would not have found a great deal of success in that field today. Thanks to artists like himself, art appreciation worldwide is high, and the field is highly competitive. It could be argued that da Vinci’s skill would transcend generations and time periods. It is also safe to say, economically, he would be better served in todays culture to diversify and pursue engineering.

Da Vinci may have been dissuaded from pursuing an art degree in this era, because art is not valued the way it was in the 16th Century. However, art still plays an extremely important role in design, especially engineering design.

While it is fun and interesting to consider what da Vinci would have done for a living today, it’s important to understand how the world has changed. Consider minoring in art and music while pursuing an engineering degree for a truly interdisciplinary approach so successful during the Renaissance. Take inspiration from Da Vinci. Combining observations from nature and anatomy, your engineering skills just might solve some of the world’s biggest problems.

Author: Daniel Brown
Danny comes from a family of educators: Mom was an English teacher, and Dad sits on the school board in his hometown. While he finishes up his master’s in education, Danny writes for several education blogs.

[Infographic] Major Ed-Tech Trends for 2013

Free Online University Courses . . . for credit, tablets, MOOCs, game-based learning and even 3-D printers. Thanks to OnlineColleges.net for sharing this great infographic that outlines what’s hot in Ed Tech for 2013.

Major Ed-Tech Trends for 2013

Infographic: Can Tablets Take the Place of Teachers?

A radical experiment is underway to determine if tablets can take the place of teachers, especially in areas of the world where villages have no literate adults. If children can learn to read, they can read to learn. That’s the philosophy behind this experiment to find out if illiterate children can learn to read on their own with the help of a tablet. The opportunity is grand and preliminary evidence is compelling in this ultimate self-directed, child-led learning experiment.

Can Tablets Take the Place of Teachers?
Please Include Attribution to BachelorsDegreeOnline.com With This Graphic

Put Down Your Pencils: Relaxed Standardized Test Requirements Change College Admissions

Standardized_tests

Standardized tests have long been a rite of passage for aspiring college students, but a growing number of institutions are lifting their mandate requiring applicants to submit an SAT or ACT score. According to Fairtest.org, more than 800 colleges and universities no longer require applicants to take either of the two major standardized tests. The trend represents a shift in how institutions measure academic potential. With less emphasis on test scores, students are proving their merit in other ways. From academic consistency to community service, the modern college-bound student has a well-rounded resume to go along with high marks.

Scores Fall, Schools React

Advocates for this that shift away from standardized tests as a measuring stick argue these tests offer only a narrow glimpse into academic potential.

“[Colleges and universities] recognize that neither the SAT nor ACT measures what students most need to succeed in higher education,” FairTest Public Education Director Bob Schaeffer said, according to Huffingtonpost.com.

While standardized tests struggle to gauge creativity and can’t take into account background, there may be more to this indictment on tests than just effectiveness. According to TheAtlantic.com, 2011 SAT scores fell to their lowest levels in almost 40 years. Increased diversity and a widening achievement gap indicate that standardized tests will no longer suffice as a mode to compare students.

With schools dropping their mandate for students to submit an SAT or ACT score, driven high schoolers that do perform well and submit test scores are more likely to stand out. Students that want to submit well-rounded applications but struggle during tests aren’t hopeless. Programs like Study Point SAT tutoring come along side students to create personal improvement plans.

If anything, these relaxed requirements should drive students even more to achieve strong scores.

Stand Out From the Crowd

A GPA and SAT score alone may have warranted a dream program 15 years ago, but colleges and universities have expanded their ideal student archetype and are finding new ways to look for it. Selective colleges desire well-rounded students, but that doesn’t necessarily they’re trying a new activity every week. A student involved in marching band, for example, would be more likely to stand out if he or she demonstrated leadership and dedication in that activity rather than limited involvement in many activities.

With so much information available online, admissions offices are getting a glimpse of potential students through social networks like Facebook and Twitter. According a 2011 survey of admissions officers reported by Usnews.com, 24 percent of respondents said they have visited an applicant’s social networking page. Predictably, students whose online identities depict illegal activities are less likely to get in. Other frowned-upon online characteristics include vulgarities, plagiarism or anything that makes admissions offices “wonder,” according to Forbes.com.

Students can set themselves apart from careless peers by maintaining a respectable social media presence. Not everything needs to be pictures of studying and philosophy quotes, but content that makes admissions offices “wonder” can disqualify students instantly. Students can further enhance their online identity by ranking well in search engines and submitting a professional contact email (ex. firstname.lastname@gmail.com).

The modern college applicant is more transparent than in any prior generation, and students that fully commit to the application process are more likely to receive that joyous acceptance letter.

Peg Cummings A former teacher and business executive, Peg believes that all anyone needs to make a start up a business is an idea, start-up capital, and a smart consultant.

Infographic: Nintendo Most Profitable Gaming Company in the World

Nintendo is an amazingly iconic gaming company. Yes, it does seem everywhere you go, you see a four year-old with a Nintendo DS busily racing Mario around a track. Although other gaming companies have risen to prominence in the past decade, Nintendo remains the most profitable gaming company in the world. Are your kids Nintendo fanatics? If so, share this impressive Infographic from MBA Online with them so they can appreciate just how long Nintendo games have been around and how successful the company continues to be!

Nintendo